Terms

By accessing or using M. Schaub Advisory (MSA) ("the Website"), you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree to these Terms, you may not use the Website. We reserve the right to modify these Terms at any time. Any changes will be posted on this page, and the "Last Updated" date will be revised. Your continued use of the Website after any changes are made constitutes acceptance of the new Terms.
 
You agree to use the Website only for lawful purposes and in accordance with these Terms. You are prohibited from using the Website in any way that may impair its operation or interfere with any other party’s use and enjoyment of the Website. All content on the Website, including text, images, graphics, and other material, is the property of [Your Business Name] or its licensors. Unauthorized use of any content may violate copyright, trademark, or other laws. By submitting any content (such as comments or testimonials) to the Website, you grant us a worldwide, royalty-free, perpetual license to use, reproduce, modify, and display such content. You are responsible for ensuring that you have the rights to submit the content.
 
The Website may contain links to third-party websites. These links are provided for convenience, and we do not endorse or assume responsibility for any third-party websites or content. The Website is provided "as is" and without warranties of any kind, either express or implied. We do not guarantee that the Website will be available, error-free, or free of viruses or harmful components. To the fullest extent permitted by law, M. Schaub Advisory (MSA) shall not be liable for any indirect, incidental, special, or consequential damages resulting from your use of the Website or any linked website. These Terms are governed by the laws of the State of New York. Any disputes arising out of or in connection with these Terms shall be resolved in the courts of New York.